Mr. Rabinowicz goes to the doctor for a check up.
After extensive tests the doctor tells him "I'm afraid I have some bad news for you. You only have six months to live."
Mr. Rabinowicz is dumbstruck. After a while he replies
"That's terrible doctor. But I must admit to you that I can't afford to pay your bill."
"Ok" says the doctor, "I'll give you a year to live."